Protect Your Business and Its Assets with Business Insurance

Owning a business is both an exciting and a rewarding experience. It also comes with many risks, and part of being a successful business owner is not overlooking these risks.

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As a business owner, having the proper insurance in place not only provides you peace of mind, it also allows you to focus your energy on what really matters – moving your business forward.

There are several forms of business insurance you should carry to protect your investment; we have outlined them below. To determine which policies are best for your Ohio business, consult with one of our Cleveland or Columbus insurance advisors at 440.871.7261.

Some of the Commercial and Business Insurance Products We Specialize in Include:

A Business Owner’s Policy that is broad and comprehensive to meet business owners’ needs in the areas of Commercial Property and General Liability coverage. Coverages for specific types of businesses and optional extended coverages are also available.

A Commercial Package Policy that is flexible and broad to ensure comprehensive protection for your business’s specific insurance needs. Commercial package policies can include Property Insurance, General Liability Insurance, Crime Insurance, Inland Marine Insurance, and Commercial Auto Insurance.

A Commercial Umbrella Policy that provides the extra layer of protection every business should have, with extended limits where General Liability and Commercial Auto policy limits end.

We also provide our clients loss control tips on an ongoing basis so they can reduce risk exposure and minimize loss severity.

The Importance of Reviewing Business Insurance Annually

Business owners should review their policies every year. As your business evolves, so does the type of insurance coverage you need to adequately protect it. This is especially true if you have added employees and equipment over the years, or if you have added or changed locations. Addressing business changes with annual reviews can also help you save money by identifying coverage your business may no longer need.

At Harding & Jacob Insurance, we have experience in addressing all types of businesses insurance needs. So whether you are just starting a business, purchasing a business, or have been in business for many years, we can help you put in place the best type of business insurance for your needs. Call us today at 440.871.7261 to schedule a complimentary insurance review.

Want to learn more about your Business Insurance options?